DEFI Vlad
5 min readFeb 12, 2023
ARK FI. Makes DEFI simple for the masses.

ARK FI is a new level of DEFI. It is designed to be easy to use by everybody, including non-experienced users. It is expected that the ease of use will bring lots of new users and investments. Apart from that, ARK FI’s goal is to secure users’ investments against volatility effects.

ARK FI comprises 3 main services to earn

  1. Vault (the backbone of the System),
  2. Foundation (liquidity pool),
  3. and NFTs.
ARK Vault. The backbone of the project
  1. Staking into the VAULT returns you daily 2% of your investment (provided your compound/withdrawal ratio (CRW) is not less than 0.75).
    When you reach the moment when your withdrawals value is more then your deposits value, your daily reward rate drops to 1% (again, provided your compound/withdrawal ratio (CRW) is not less than 0.75).
    If your compound/withdrawal ratio (CRW) falls below 0.75, your daily reward rate drops to 0.5% for perpetuity and cannot be recovered.
  2. The minimum you can start with is 10 ARK (~$70 before taxes), maximum is 4000 ARK. Payouts halt when your Vault is maxed out at 80000 ARK.
While support ARK stability, FOUNDATION also pays good reward

2. Staking into the FOUNDATION provides dynamic returns, currently it’s been like 60% APR. However, staking and unstaking cost 10% each, so this should be seen as a long-term investment.

NFTs are a real booster in earning rewards!

3. You can also buy and stake an NFT. There are 3 types of them - Silver ($1000), Gold ($2000), and Platinum ($10000). They provide you perks like rewards (currently ~110% APR, designed to drop to ~60% APR in the far future), accelerated earnings (with the Platinum you may max out your Vault in less than a year compared to ~5 years when you do not have any NFTs), and may be more important to you as you intend to build a team is they provide getting rewards from members who are under your members - you can be rewarded for compoundings from as many as 15 member levels down!
Once staked, NFT will be locked and pay daily rewards until your Vault maxes out at 80000 ARK. Project developers are currently working on the NFT market so that the NFTs may be sold and bought there.

If you don’t possess an NFT you are still eligible to get rewards from your team (they call it Syndicate) provided you stake certain amounts of BONDs (ARK/BUSD liquidity pair) into the Foundation - it’s between $250 and $10000 value of BONDs depending on how deep member levels rewards you want to be eligible to.

You are eligible to get rewards from your downlines by staking enough BOND or staking NFT

Rewards from your Team (Syndicate) are:

  • 5% of all deposits from direct referrals (level 1) get paid to the direct upline wallet
  • 5% of compounds enter a Round Robin system paying 15 levels upline before resetting

Buying and staking ARK comes with a fee of 13-15%, withdrawing costs from 10% initially to 55% when you become rich (a whale tax). A lot of them go back to the project to help its growth. Despite this, calculations show that you will be able to get about 500% of your initial purchased tokens net during the lifetime of your Vault.

ARK price always stays between $5.71 and $5.725 as of the time of writing

Another important thing to mention is that ARK contains a mechanism that provides the price to stay extremely stable. Now it is set to always stay between 5.71 BUSD and 5.725 BUSD.
This may change if there are extreme sells or buys, but still, ARK will always have a preset price floor and ceiling.
And also, users are restricted to ~$1000 sales daily, so extremely huge daily sells are not anticipated.

55 lucky winners so far

There is also a bonus way to earn with ARK - everyone who has a stake in a vault and $250 in BONDs (or rather possesses an NFT) is set to take part in a daily raffle, which pays one winner a day a reward of ~$1000.

If you find this article useful and want to give me some motivation to write more texts like this, just give me a clap or two below the post please! Thank you!

And don’t forget to SUBSCRIBE! This will help this blog a lot and also you will always be the first to know about new posts!

How to join ARK FI

0. Though this article has a lot of useful information, I encourage you to research further. Even though you may make significant gains, do not invest more that you are comfortable to lose (I follow this rule too).

  1. Download MetaMask app and create a wallet
  2. Spend $80-$100 to buy BUSD or BNB at Binance, Crypto.com or another exchange
  3. Send BUSD or BNB to MetaMask app
  4. Go to https://app.arkfi.io/swap?ref=0xfff5eb47d1fb07550c9fb9788c7bece3570af227 (you are free to remove my referral link, but I will appreciate if you don’t and help me building the team)
  5. Buy at least 10 ARK after taxes (it is ~70 BUSD and interface will show the approximate amount of ARK you will receive)
  6. You’re setup on ARK. Get ready to receive up to 2% daily!

In case you need further advice, feel free to ask anything in our Telegram group: ARK FI Folks Talks

Responses (30)